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Veteran’s Benefits Qualifiers
Veteran's Benefits Qualifiers How do we know if we qualify? The veteran has to be enlisted for at least 90 days of active duty, that is important to realize, this is not the reserves this is active duty. You have to have 90 days of active enlistment; one of those has to have been during a war time period. In Herschel’s case, he was in Korea. So let’s say, for [...]
The Achieving a Better Life Experience Act of 2014
The Achieving a Better Life Experience Act (the ABLE Act) was recently signed into law and a number of questions have been raised regarding what the ABLE Accounts can do, and when can they be used. Keep in mind, the law was recently enacted. The accounts will not be available for several months. Like any new law, there will be a great deal of information that will be [...]
Spread The Word To End The Word
Community Leaders from Best Buddies and the Special Olympics have combined to create a campaign to end the use of the word “retard”. March 7, 2012 marked the day to stop using the r-word in any form of speech including medical terminology. The website, www.r-word.org, describes how the terms “medical retardation” and “mental retardation” began as medical terminology with specific clinical connotation but those words have shifted into every [...]
Misappropriating Trust Funds
There are serious consequences if a trustee misappropriates trust funds. An example of this recently occurred in Port St. Lucie, Florida. John Morgan was arrested on a grand theft charge for reportedly stealing more than $40,000 from his adult daughter’s special needs trust fund. His daughter, Sandra Morgan, who suffers from cerebral palsy and lives in a group home, was awarded $65,000 from a settlement due to a [...]
Stem Cell Fraud
The use of the World Wide Web has allowed families with special needs individuals to discover new therapy techniques, medical breakthroughs, doctors, and lawyers to ensure that the individual lives the best life possible. While there is a wealth of beneficial information on the internet there are also scam artists that target families with special needs individuals. One form of these scam artists is described in the video below. [...]
How A Special Needs Trust Benefits
Special needs planning is the concept of leaving assets for your child with special needs in such a way that does not render them ineligible for benefits. As you may know, Medicaid and Social Security Income have resource limits. If the individual has more than $2000 in “countable resources” then he or she is not eligible on the financial side to receive Medicaid or SSI. But the good [...]
Do I Have An Estate Plan?
Did you know that every single person has an estate plan! The State creates an Estate plan for you. Below is outlined what the State creates for every one: If you are married and have one child, 1/2 to your spouse and 1/2 to your child. If you have more than one child, 1/3 to your spouse, and 2/3 to your children equally. If you are not married [...]
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